Invest in Your CFA Success

No — all plans are one-time payments. You pay once and get full access for the duration of your plan with zero recurring charges. No auto-renewals, no surprise billing. When your access period ends, you can choose to purchase again if needed.

If you purchase any paid plan and fail your CFA exam within one year of your purchase date, simply email us at [email protected] with your CFA Institute score report. We will extend your full access for another complete cycle — absolutely free. No fine print, no hidden conditions. We believe in our platform and we stand behind your success.

Our free access extension is part of our pass guarantee. If you fail your CFA exam after studying with Alphura, we restore your full premium access so you can continue preparing without paying again. This includes all practice questions, mock exams, flashcards, video courses, mindmaps, and spaced repetition — everything you had before, reactivated instantly.

Alphura combines several unique advantages: (1) FSRS-5 spaced repetition — a scientifically-proven algorithm that schedules reviews at the optimal moment before you forget. (2) Real exam format — our questions mirror the exact format, difficulty distribution, and vignette style of the actual CFA exam. (3) Interactive financial exhibits with live charts, heatmaps, and LaTeX formulas. (4) 6,000+ questions across all three CFA levels. (5) One-time pricing — no subscriptions. (6) A pass guarantee with free access extension. (7) Exam readiness estimation — a data-driven assessment that analyzes your performance across topics, difficulty levels, and retention trends to predict whether you are ready to pass before you sit for the exam. No other platform offers all of these together.

Alphura offers over 6,000 practice questions across all three CFA levels, covering every topic in the CFA Institute curriculum. Each topic has 600-800+ questions spanning easy, medium, and hard difficulties. Every question includes a detailed explanation covering why the correct answer is right AND why the incorrect options are wrong. New questions are added regularly to keep the bank fresh and aligned with curriculum changes.

Premium access includes: (1) Flashcards — topic-specific cards for quick review and formula memorization. (2) Interactive Curriculum Mindmaps — visual maps showing how topics and subtopics connect. (3) Video Study Courses — professionally produced lessons covering every major topic. (4) FSRS Spaced Repetition — an algorithm that schedules optimal review times. (5) Timed Mock Exams — full-length simulations with performance analytics. (6) Performance Dashboard — detailed analytics showing your strengths, weaknesses, and progress over time. (7) Exam Readiness Estimation — a personalized prediction of your preparedness based on your cumulative performance, so you know exactly when you are ready to sit for the exam.

Yes! Every paid plan gives you access to all 3 CFA levels — Level 1, Level 2, and Level 3. Study Level 1 now and seamlessly transition to Level 2 and Level 3 prep later. Your progress, spaced repetition data, and bookmarks are saved separately for each level.

Our spaced repetition is powered by FSRS-5, the most advanced open-source scheduling algorithm available. When you practice questions, the system tracks your performance and calculates an optimal review schedule for each question. It presents cards right before you are predicted to forget them, maximizing long-term retention while minimizing study time. Candidates using FSRS typically see 40-60% improvement in knowledge retention compared to traditional studying.

Yes — our practice questions are specifically designed to mirror the CFA Institute exam format. For Level 1, questions follow the standalone MCQ format. For Level 2, we offer vignette-based item sets. For Level 3, we include both vignette MCQs and constructed response questions. Question difficulty is calibrated to match the real exam distribution, and our interactive exhibits replicate the financial charts and tables you will see on exam day.

We accept all major credit cards (Visa, Mastercard, American Express, Discover), debit cards, Apple Pay, and Google Pay. All payments are processed securely through Stripe, a PCI Level 1 certified payment processor — the same infrastructure used by companies like Amazon, Google, and Shopify.

Absolutely. We never store your credit card information on our servers. All payment processing is handled by Stripe, which maintains the highest level of PCI DSS compliance. Your financial data is encrypted end-to-end and never touches our infrastructure.

Yes! Alphura is fully responsive and optimized for all devices — desktop, laptop, tablet, and smartphone. Practice questions render perfectly on any screen size, including interactive charts and LaTeX formulas. Many candidates do their daily spaced repetition reviews on their phone during commutes and lunch breaks.

Our content team continuously monitors CFA Institute curriculum updates and Learning Outcome Statements (LOS). When the CFA Institute publishes changes, we update our question bank, study materials, and topic weights accordingly. All updates are included at no extra cost during your access period.

We offer a 7-day satisfaction guarantee on all paid plans. If you are not satisfied with the platform within the first 7 days of purchase, contact us at [email protected] for a full refund. After 7 days, we encourage you to take advantage of our pass guarantee instead — if you study with us and do not pass, we extend your access for free.

Key differences: (1) One-time payment vs. expensive subscriptions — save up to 72% compared to traditional providers. (2) FSRS-5 spaced repetition — other providers use basic flashcards without smart scheduling. (3) Interactive financial exhibits — live charts and LaTeX formulas vs. static images. (4) All three CFA levels included in every plan — most providers charge separately per level. (5) Pass guarantee with free access extension — we put our money where our mouth is. (6) Exam readiness estimation — no other major CFA provider offers a data-driven prediction of your preparedness, so you never walk into the exam guessing whether you have studied enough.